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British ColumbiaHealth & dental

Fair PharmaCare

BC's main drug plan. It helps pay for prescription drugs and some medical supplies, based on your family income. Lower-income families pay a lower deductible — sometimes zero.

Estimated value
Prescription drug coverage with an income-based deductible
Check if I qualify →

Who qualifies

  • You must be a BC resident enrolled in the Medical Services Plan (MSP) and register once with income consent.
  • Your deductible and family maximum are set by your family net income from two years ago.

How to apply

  1. 1

    Register online

    Register for Fair PharmaCare online. Registration is free and lowers your deductible — do it even if you rarely buy medication.

    • 💡 If you do not register, your deductible defaults to $10,000. Registering is worth it.
    Go to application ↗

Documents you will need

  • Social Insurance Number and MSP details
Processing time
Same day
How often it is paid
Ongoing coverage

Good to know

  • Families with the lowest incomes can have a $0 deductible and higher coverage.
  • If you do not register, your deductible defaults to $10,000 — registering is almost always worth it.

Often applied for together

Canadian Dental Care PlanMSP Supplementary Benefits
Official government page ↗
Last verified: September 1, 2026